trich11
Ensign
 Offline
Location: Peoria, Illinois
Boat: Rinker 2002 342
Boat name: Just As Free
Posts: 410
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« on: January 18, 2010, 02:07:21 PM » |
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New to the website. We are looking at a 342 very seriously and I am curious what other 342 owners are paying in insurance. We are in the midwest and it will be river boating with about a 5 month layup. Thanks.
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Babyboomer
Global Moderator
Fleet Admiral
Offline
Location: Louisville Ky./Byrdstown Tn.
Boat: 1999 Rinker Fiesta Vee 270
Boat name: Babyboomer II
Posts: 3997
GOD BLESS AMERICA
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« Reply #1 on: January 18, 2010, 02:30:01 PM » |
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« Last Edit: January 18, 2010, 02:32:14 PM by Babyboomer »
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 Give a man a fish and he will eat for a day.Teach him how to fish and he will sit in a boat and drink beer all day. |
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raybo3
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« Reply #2 on: January 18, 2010, 02:32:23 PM » |
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Welcome to the RBO and good luck with your new ride. I am with One Beacon and its $1500 per year.
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Ray*
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bat32
Captain
Offline
Location: Seneca, IL
Boat: 08 246CC
Posts: 741
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« Reply #3 on: January 18, 2010, 06:34:52 PM » |
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Definitely agree with Babyboomer. Check out Boat US. Saved about 40% over regular insurance company. They usually charge about 1% of the value of the boat.
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Mikes342
Global Moderator
Captain
Offline
Location: Galena, Ohio (North of Columbus)
Boat: Rinker 342 2006
Boat name: JAMMS
Posts: 724
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« Reply #4 on: January 18, 2010, 07:33:34 PM » |
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I have an 06 342 with Boat US and the insureance is a little below $800 per year. My boat is at Lake Erie so it is only used about 6 months per year.
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DJ
Ensign
Offline
Location: Newport News, VA
Boat: 2004 Cruisers 370 Express
Boat name: Justified Expense
Posts: 185
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« Reply #5 on: January 18, 2010, 08:43:31 PM » |
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We have a 2004 370 Express Cruisers Yacht w/ Yanmar diesels, and lay up for 4 months.
Our annual premium is $612.00 with United Marine Underwriters.
I've used them for three different boats.
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DJ
"Justified Expense"
2004 Cruisers 370 Express
6LPA-STP Yanmars
Previous Boat: 2002 Rinker 270FV
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Rinker342
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« Reply #6 on: January 19, 2010, 09:47:51 AM » |
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I have a policy with Travelers through Global Marine Insurance and pay an annual premium of about $700 per year. I suggest you shop locally. Boat US is typically very expense comparitively.
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Doug
"Crews Control"
2005 Rinker 342
Chesapeake Bay
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Dan&Darci
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« Reply #7 on: January 19, 2010, 11:00:46 AM » |
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I have a policy with Travelers through Global Marine Insurance and pay an annual premium of about $700 per year. I suggest you shop locally. Boat US is typically very expense comparitively.
I got a quote from Boat US at the last Annapolis Boat Show and they were over double what I'm paying for my 420. Right now I'm at about $2,000 per year with no lay up with Old United Insurance. |
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Dan & Darci
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trich11
Ensign
Offline
Location: Peoria, Illinois
Boat: Rinker 2002 342
Boat name: Just As Free
Posts: 410
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« Reply #8 on: January 19, 2010, 01:52:37 PM » |
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Thanks for all of the input. Received a quote from our local State Farm agent at around $800 per year. Maybe a little higher than expected but it is nice to have an agent right around the corner. I have tried BoatUS in the past along with Progressive and they were quite a bit higher both times however I have a couple of friends with them and their rates seem to be right in line. Kind of like a crap shoot sometimes.
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earl1z19
Ensign
Offline
Location: N41.566502 W82.824965 Port Clinton Ohio
Boat: 07 Rinker 246 cc
Posts: 304
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« Reply #9 on: January 19, 2010, 03:10:28 PM » |
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My sister in-law is a State Farm agent and she tells me all of their boat policies are written through Progressive.
I would be willing to bet that is what your agent has done but it might pay to see what Progressive has to offer directly. it may end up being cheaper, I know it was in my case.
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07' 246 CC
GO RINKER!!!!
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ParkRode360
"Cap'n Awesome"
Global Moderator
Fleet Admiral
Offline
Location: Stony Point, NY
Boat: 2006 Rinker 360 EC
Boat name: Bright Star
Posts: 2974
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« Reply #10 on: January 20, 2010, 09:01:53 AM » |
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I got notified that I needed to switch from Zurich (had a Master Marine yacht policy), but my agent (Bay Marine, a good company) found a Traveller's policy that had very similar coverage. Went from $1450 / yr to $1540...
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_________________
Gloree & George
2006 360 EC "Bright Star"
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peoriarinker
Landlubber
Offline
Location: Peoria, IL
Posts: 9
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« Reply #11 on: January 21, 2010, 10:56:12 PM » |
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own a 342 in illinois - 5 month layup
travelers - $600
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BCB
Dock Hand
Offline
Location: Haubstadt, Indiana
Boat: 09 Rinker 280EC
Boat name: FUN 4 US
Posts: 33
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« Reply #12 on: January 22, 2010, 12:06:35 AM » |
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Don't have a 342 but my 280 insurance through USAA to Progressive was more economical than BoatUS. by about 200. Boat US shot me a quote that was 1% of declared value.
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BCB
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ANZAC_1915
Ensign
Offline
Location: Bellevue, WA
Boat: 2002 FV 342
Boat name: Kungaloosh!
Posts: 470
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« Reply #13 on: January 22, 2010, 01:20:36 AM » |
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Think mine is about $550 a year with State Farm, no layup. (but using a multi-line discount)
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DeanA
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« Reply #14 on: January 22, 2010, 09:20:10 AM » |
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Another place to try is the NBOA. Internet quote worked for me. http://www.nboat.com/ |
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Dean
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Rinker Boat Owners
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